The place where you are happy is your home.
Protect your assets and everything you have achieved with coverage that fits your real needs.
Choose Your Ideal Plan
Designed for owners, renters, hosts, and entrepreneurs.
Home Plus Plan
Classic and complete protection. Ideal for houses, family apartments, or leisure farms. Covers structure and/or contents.
Plus + Hosting (Short-term Rental)
Do you rent via Airbnb or Booking? This plan protects your property and covers damage caused by or to guests.
Plus + Business
For entrepreneurs operating from home. Protects your home and also your business assets and inventory.
How do you want to insure your property?
Market Value
You insure the sale value of the property (including the land). Ideal if you seek to protect the total market investment.
Reconstruction Value
You insure what it costs to rebuild the house (materials + labor), without including the value of the lot. Usually cheaper.
We are prepared for everything
Earthquake and Tremor
Comprehensive coverage against seismic movements.
Strong Winds
Hurricanes, typhoons, cyclones, and tornadoes.
Water Damage
Flooding, avalanches, and internal pipe damage.
Impact
Falling trees, aircraft, or vehicles.
Fire and Lightning
Damage from fire, explosion, or lightning strikes.
Theft
Theft of contents with or without violence.
Personal Liability
Damages you cause to neighbors or third parties.
Home Assistance
Plumbing, locksmith, electricity, and more.
What if I live in a rental?
Ask Ale. You can insure only your things (contents) without insuring the structure.