Secure their future today.
More than just insurance — a financial solution that builds a guaranteed "Acquired Income" for college or the living expenses of those you love most.
How does it work?
The plan is structured into 3 key stages. The total duration of all three periods cannot exceed 25 years.
Payment Period
You build the capital. You choose the frequency and the amount.
- Max Duration: 15 years
- Min Monthly: $100,000
- Min Lump Sum: $10,000,000
Waiting Period
A period where you stop paying premiums while the capital consolidates and grows.
Minimum Duration
1 Year
Income Period
The goal! Receive the guaranteed funds during the study years.
- Duration: 1 month to 7 years
- Min Income: $200,000
What's Covered?
Education Coverage
Payment of the Acquired Income during the defined study period. Guaranteed regardless of future tuition costs.
Living Expenses
OptionalAdditional monthly income for housing, food, and transport. Min premium from $50,000/month
Protection if you're gone...
What happens if the policyholder dies or suffers disability before completing the plan? SURA responds with two optional add-ons:
School Life Plan
SURA pays an immediate monthly income to the family until the university income period starts.
Life Complement Plan
SURA completes the missing capital so the educational goal is met as planned.
Who is involved?
Main Insured
Whoever receives the money (e.g., the child).
⚠️ CANNOT be changed.
Contingents (2 to 5)
They replace the main insured if they pass away.
✔ Modifiable.
Delegate
Makes decisions if the policyholder is absent.
Policy management.
Profitability
Your money never loses value. It grows annually with the CPI (Inflation). Plus, you can boost your plan by adding extra points:
Early Total Withdrawal
If you decide to cancel the insurance early, the withdrawal is irreversible.
Refund Rule:
Coverage: Up to 80 years (Disability up to 75).